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Fundamental CareFundamental Care - Health insurance for employers on a tight budget.

Fundamental Care>Why Fundamental Care>About the plan

Medical coverage to match your employees' needs.

Fundamental Care provides dependable coverage for more than the most common medical expenses. The benefit limits are lower compared to a comprehensive medical plan, but our research shows that these are the benefits employees use the most. This plan allows companies to customize an offering that meets the needs of the workforce. Examples of plan design flexibility include: coinsurance amounts, deductible amounts, annual maximum benefit amounts, and surgical inpatient/outpatient benefits.

Benefits included, but are not limited to:

Outpatient Benefits

• Physician Office Visit

• Wellness Benefit

• Diagnostic, Lab, X-Ray Facility

• Emergency / Urgent Care

• Durable Medical Equipment

Surgery

• Inpatient/Outpatient Surgery Benefit

• Facility/Surgical Rooms

• Anesthesiologist

Inpatient benefits

• Room and Board

• Hospital Intensive Care Unit

• Hospital Critical/Coronary Care Unit

• Maternity

• Ancillary Services

Prescriptions

•Generic/Formulary/Non-Formulary

Networks

• Provider Network – CIGNA

• Dental Network – CIGNA

• Pharmacy PBM – ScriptSave

• CIGNA 24-Hour Employee Assistance Program

 

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CIGNA HealthCare
“CIGNA” and “CIGNA HealthCare” refer to various operating subsidiaries of CIGNA Corporation. Products and services are provided by these operating subsidiaries and not by CIGNA Corporation. These operating subsidiaries include Connecticut General Life Insurance Company, Tel-Drug, Inc. and its affiliates, CIGNA Behavioral Health, Inc., Intracorp, and HMO or service company subsidiaries of CIGNA Health Corporation and CIGNA Dental Health, Inc.